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Tuesday, 14 January 2014

IBPS FLT Clerical - Section 4

                                                                           Section – IV
                                                                     General Awareness

121. Which of the following former cricketer honour with Col. C.K. Nayudu Lifetime Acheivement Award for 2013?
    (a) Sachin Tendulkar     (b) Kapil Dev    (c) Sunil Gavaskar    (d) Anil Kumble
122. Harsh Kumar Bhanwala has taken charge as chairman of
    (a) NABARD    (b) SEBI    (c) IRDA    (d) PFRDA
123. Who is the Union Minister of State for Environment and forest who resigned recently?
    (a) Girija Vyas    (b) Verappa Moily    (c) Jayanti Natrajan    (d) Kapil Sibbal
124. Who among the following has been voted the BBC sports personality of 2013?
    (a) Andy Murray    (b) Novak DJokovic    (c) Usain Bolt    (d) Rafel Nadal
125. Which among the following is not a minority community in India?
    (a) Muslim    (b) Christmas    (c) Buddhist    (d) Jainism
126. "BCSBI" stands for:
    A. Banking Codes and Standards Board-, of India    B. Board Code for Standards in Branches
    C. Board Code for Standards in Banking    D. None of the above
127. A draft issued by the bank has been lost by the payee. He sends a letter to the issuing bank to stop payment. Bank will:
    A. note caution and will advise the payee to contact purchaser of the draft
    B. not act on the request        C. stop payment        D. None of the above
128. Across the face of a cheque bears the words "Peoples Bank". What is its significance:
    A. it is an extraneous matter appearing on the cheque. Hence should be returned
    B. the cheque is specially crossed in favour of Peoples Bank
    C. it is not a crossing as it does not contain two parallel lines        D. None of the above
129. As per KYC Policy, the list of terrorist organizations is supplied to the Banks by the:
    A. Government of India     B. CIBIL    C. IBA    D. RBI
130. As per RBI directives which of the following areas/functions cannot be outsourced by the Banks:
    A. opening and closing of accounts    B. cash collection from the parties
    C. recovery of bad loans        D. credit and debit cards
131. As per RBI guidelines, when a counterfeit note is detected at the branch, it should be:
    A. Branded with a stamp "COUNTERFEIT BANKNOTE"    B. Recorded in a separate register under authentication
    C. acknowledged in the prescribed format of RBI and issued to the tenderer
    D. All of the above
132. Asset Reconstruction Company is associated with:
    A. DICGC    B. ECGC    C. NPA    D. SEBI
133. Association of National Exchanges Members of India (ANMI) is a body consisting of:
    A. Bankers and SEBI        B. SEBI and IBA
    C. Broke Operating in the National Exchanges    D. Bankers, SEBI, IBA and RBI
134. At what stage of opening of bank account is the checking of Politically Exposed Persons (PEP) carried out:
    A. at the first point of customer interaction    B. at the Account Services Level
    C. at the Central Account Services Level    D. one month after the account is opened
135. Authorized Dealers for foreign exchange transactions are appointed by:
    A. Reserve Bank of India    B. Government of India    C. Individual Banks    D. FEDAI
136. Who among the following has been given the ‘international Indian of the Decade’ award by the India Link International for his outstanding achievements in the fields of industry, education and philanthropy?
    1) Anil Agarwal     2) Lakshmi Mittal    3) Lord Paul    4) Ravi Ruia    5) None of these
137. Name the Indian-American nominated by the US President Barack Obama for the post of Surgeon General. He would be the first-ever Indian-American to occupy this post and also the youngest ever Surgeon General of the US
    1) Bharat Desai    2) Vivek Murthy    3) Vinod Khosla    4) Kavitark Pam Shriram    5) None of these
138. What is the term used for the practice of replacing relatively high-cost debt with that of lower-cost borrowing to take advantage of falling interest rates?
    1) Derivative     2) Credit risk management    3). Debt swap    4) Credit enhancement     5) None of these
139. What is the term used for a banking system under which the banks are to raise low-cost funds and invest such funds in low-risk assets such as govt securities?
    1) Rural banking    2) Priority banking    3) Narrow banking    4) Universal banking     5) None of these
140. The National Integration Day is observed every year on which of the following dates?
    1) 14 Nov    2) 17 Nov    3) 19 Nov    4) 21 Nov    5) None of these
141. Jallikattu is a bull tamiry sport played in
    (a) Karnataka    (b) Odisha    (c) Kerala    (d) TamilNadu
142. Zaher Khan become 4th Cricketer to Claim
    (a) 250 Wickets    (b) 300 Wickets    (c) 350 Wickets    (d) 400 Wickets
143. China opened his fourth Research station in Antarctica named
    (a) Taishan    (b) Maitri    (c) Bharathi    (d) Great Wall
144. ICC suspend which bowler for illegal Bowling action?
    (a) Ravichandran Ashwin    (b) Del Steyn    (c) Shane Shilling    (d) Shane Bond
145. Who among the following has become the highest ranked Indian golfer in the World?
    (a) Anirban Lahiri    (b) Shiv Kapur    (c) Chiragh Kumar    (d) Arjun Atwal
146. The UN General Assembly elected 14 new members on the 47-member Human Rights Council recently for a three-year period beginning 1 Jan 2014. Which of the following is not among the newly electedcountries?
    1) Cuba    2)SaudiArabia     3)UK    4) Maldives    5) None of these
147. Examine the following regarding the decision by the National Payments Corporation of India (NPCI) toprovide an insurance cover for online transactions:
    (A) The insurance cover will be provided to both domestic and international transactions and will be over and above any policy taken by a member-bank.
    (B) The overall insurance cover that will be provided will be Rs. 1 cr and the per-card cover will be Rs. 25,000.
    (C) The insurer selected by the NPCI will have to settle claims within 30 days of claim submission by NPCI.
    Which of the above statements is/are correct in this regard?
    1) Only (A)    2) Only (B)    3) Only (C)    (4) Only (A) and (C)    5) All (A), (B) and (C)
148. Consider the following with respect to the K Kasturirangan panel report on Western Ghat ecology:
    (A)The panel has recommended prohibition on development activities in 60,000 sq km ecologically sensitive area spread over six states.
    (B) The panel had to examine the Western Ghats ecology expert panel report (WGEEP) prepared under the leadership of Madhav Gadgil.
    (C) The Environment Ministry, headed by Jayanthi Natarajan,has decided to accept the Kasturirangan panel report.
    Which of the above statements is/are correct?
    1) Only (A)    2) Only (B)    3) Only (C)    4) Only (A) and (C)    5) All of the(A), (B) and (C)
149. Who among the following has been given the prestigious Hridaynath Mangeshkar award for his/hercontribution to the film industry?
    1) Subhash Ghai    2) Amitabh Bachchan     3) Dilip Kumar    4)HemaMalini    5) None of these
150. Consider the following regarding the Petroleum Ministry’s s approval to take away five gas discoveries in KG-D6 basin off the cost of Andhra Pradesh from RIL:
    (A) The Directorate General of Hydrocarbons, the oil regulator, had recommended taking away these discoveries as timeline to develop the fields had expired.
    (B) The five blocks are believed to hold gas worth $10 billion (about Rs. 62,000 crore).
    (C) RIL was awarded the KG-D6 block in 2000 and has been producing gas from three fields since September 2008-09.
    Which of the above statements is/are correct in this regard?
    1) Only (A)    2) Only (B)    3) Only (C)    4) Only (A) and (B)    5)All (A), (B) and (C)
151. As per the information provided by the RBI DeputyGovernor KC Chakrabarty recently, how many out of 600,000 villages in India havebank branches?
    1) 40,000    2)50,000    3)60,000    4)80,000    5) None of these
152. The govt has decided to infuse fresh capital into public sector banks. What amount has been allocated to thecountry's biggest lender State Bank of India (SBI)?
    1) Rs. 1,200 cr    2) Rs. 1,500 cr    3) Rs. 2,000 cr    4) Rs. 2,200 cr    5) None of these
153. Which of following countries is the largest producer of gold in the world at present?
    1) South Africa     2) Russia    3) US    4)Australia    5) China
154. The book Magnificent Delusions has been authored by
    1) Husain Haqqani    2) Rana Mitter    3) Sumati Bagrath    4) Ravi Subramaniam    5) None of these
155. The UN owes $80 mn to which of the following countries for costs relating to peacekeeping operations, the most it has to pay to any country?
    1) Rwanda    2) Pakistan    3) Bangladesh    4) Ethiopia    5) India
156. The RBI has suggested dilution of Govt shareholding in public sector banks in the context of requiring additional capital to implement the Basel-III norms. According to the statute, the Govt's shareholding in the public sector banks cannot fall below
    1) 49 per cent    2) 51 per cent    3) 55 per cent    4) 75 per cent    5) None of these
157. As per the prevailing RBI norms, the banks are required to invest what per cent of their deposits in Govt securities?
    1) 15 per cent    2) 21 per cent    3) 23 per cent    4) 25 per cent    5) None of these
158. The Indian navy conducted the bilateral naval exercise named 'Malabar 2013' in the Bay of Bengal recently with the navy of whichof the following countries?
    1) Russia    2) US    3) France    4) Germany    5) None of these
159. Who among the following has won the Abu Dhabi Grand Prix recently?
    1) Lewis Hamilton    2) Fernando Alonso    3)Sebastian Vettel    4) Mark Webber    5) None of these
160. Name the process in which the electronic holding of  share replaces the paper securities.
    1) Dematerialisation     2) Electronic share    3) Demutualisation    4) Rematerialisation     5) None of these.

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